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ROI Calculator

Calculate your return on investment as a percentage and annualized rate.

Details

Enter your numbers and select Calculate to see results.

About This Calculator

Return on Investment (ROI) measures the profitability of an investment relative to its cost. This calculator computes both the total ROI percentage and, if you provide a holding period, the annualized rate of return, which lets you compare investments held for different lengths of time.

How This Is Calculated

ROI% = (Final Value − Initial Investment) ÷ Initial Investment × 100

Annualized Return
(Final ÷ Initial)^(1/years) − 1, expressed as a percent

A $10,000 investment growing to $14,000 has a 40% total ROI, or about 11.9% annualized over 3 years.

Assumptions

  • Does not account for taxes, fees, or additional contributions during the holding period.
  • Annualized return assumes a single lump-sum investment, not periodic contributions.

Frequently Asked Questions

Total ROI doesn't account for how long it took to achieve — a 40% return over 3 years is very different from a 40% return over 10 years. Annualizing lets you fairly compare investments held for different time periods.

Last updated January 15, 2026. Results are estimates for informational purposes only — read our disclaimer.