Retirement Calculator
Project how much you'll have saved by your target retirement age.
Enter your numbers and select Calculate to see results.
About This Calculator
This calculator projects your total retirement savings at your target retirement age, based on your current age, current savings, monthly contributions, and an expected annual rate of return. It's a general-purpose projection covering all retirement accounts combined — for account-specific rules, see the 401(k) or IRA calculators.
How This Is Calculated
Balance = Current Savings compounded monthly, plus monthly contributions, over the years until retirement
$60,000 saved, $800/month, at 7% for 30 years grows to roughly $1.06 million by age 65.
Assumptions
- Assumes a fixed average annual return; actual returns vary year to year.
- Does not account for taxes on withdrawals, which vary by account type (traditional vs. Roth).
- Does not factor in Social Security or pension income.
Frequently Asked Questions
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Last updated January 15, 2026. Results are estimates for informational purposes only — read our disclaimer.